176: Property Finance Strategies For High Interest Rate Environments

Many new buyers and investors are currently struggling in this high interest rate inflationary environment we are currently experiencing…

That is why, in order to thrive and yield amazing results, it is essential to first know how to navigate this volatile economic climate.

In today’s episode, we are joined again by Chris Raymond of Unconditional Finance to discuss property finance strategies in high interest rate environments. We weigh on some of the most common concerns at the moment, such as how interest rate rises are affecting people’s borrowing capacity, how to get bank approval, and more!

We will also be introducing our Property Portfolio Growth Plan, a tool we’ve developed to help you map your portfolio that would successfully achieve your wealth goals.

If you love this episode, email us at [email protected], and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 

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In this episode, we cover:

  1. Introduction [00:00]
  2. How interest rate rises affect the property market [04:14]
  3. Increasing your borrowing capacity [09:12]
  4. The struggles of getting a fully assessed pre-approval [13:04] 
  5. How to avoid hitting your borrowing capacity limits [22:46] 
  6. The correct strategy in a high interest rate environment [32:04]
  7. Buying your dream home: the logical and emotional aspect [36:06]
  8. Should you be fixing your rates or keeping them in variable? [41:47]
  9. Investing with low LVRs [48:09] 

Chris Raymond founded Unconditional Finance, an award-winning mortgage broking company specialising in residential, commercial, investment lending and development finance.

He is passionate about what he does and the clients he can assist. Being an investor, he knows the importance of having your loans tailored and structured in the most effective way, allowing you to continue to grow your portfolio in line with your financial goals.

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